Chris Creed Santa Monica Realtor

What Is Needed To Pre-Qualify For A Bank Loan

When evaluating a potential customer in real estate several key items are taken into consideration. They include the borrower’s debt to income level, employment history, credit score, and their assets. The lender will call for a credit report from the pot... Read >

Architectural Styles of Real Estate

Different architectural styles are what make real estate so attractive to so many. Houses can range in all types, sizes and shapes. Some neighborhoods can have many different architectural styles and some may only have a few. When looking to buy real esta... Read >

What Is Escrow

Escrow is the legal procedure used to transfer the title to real property. This term is often times unfamiliar to homebuyers. Escrow is used to reduce the risk of fraud by acting as a Third party that collects, holds, and distributes funds according to th... Read >

Types of Loan Repayment Plans

There are several types of repayment plans; each has different terms of repayment set forth in the terms of the loan. The different types of loans include interest, repayments, and default. There are four ways in which the debt can be paid back. The first... Read >